Loan Programs

Let us help you find a loan that works for you!

Conventional Home Loans

+ Fixed Rate for life of loan

+ 10, 15, 20, 30 year terms

+ Amounts up to $510,400

+ Can Finance Primary, Second Homes, and Investment Properties

+ Low Down Payment Options

+ Available for Purchase and Refinance Transactions

FHA Home Loans

+ Primary Residence

+ Minimum of 3.5% down payment – may be a gift!

+ Loan amounts up to $331,760

+ Seller can contribute up to 6% of closing costs

+ Flexible Guidelines

+ Available for Purchase and Refinance Transactions

Veterans Affairs Home Loans

+ Must be a Veteran, Active Duty Military, or member of the Reserves

+ Up to 100% Financing – No Down Payment

+ No Monthly Mortgage Insurance

+ Closing Costs May Be a Gift

+ Available for Purchase and Refinance Transactions

USDA Home Loans

+ For Primary Residence

+ 100% Financing Available

+ 10, 15, 20, 30 year terms

+ House must be in a Rural Development-eligible area

+ Loans available in rural areas

Jumbo Home Loans

+ Financing above conforming limits of $510,400

+ Loan amount up to two-million

+ Up to 95% loan-to-value

+ One loan versus multiple mortgages

+ Fixed and adjustable options

Reverse Mortgages

+ Primary Home

+ For those 62 and older

+ No Monthly Mortgage Payments

+ Receive Money Monthly

*Not available in all states

Apply Today

Would you like to speak to one of our financial advisors? Please submit your contact details below and we’ll be in touch shortly.